Privacy Policy

Last updated: March 25, 2026

Clarity ("we," "us," or "our") is a personal finance app that helps you understand how much money you actually have each month. This Privacy Policy describes how we collect, use, and protect your information.

Information We Collect

Account information:

• Email address (required for account creation)
• First and last name (only if provided through Apple Sign-In; you may choose to hide this)

Financial data you enter:

• Paycheck amount and pay frequency
• Investment and savings deductions
• Extra income (commissions, tips, side income)
• Fixed expense names and amounts

Subscription information:

• Subscription status (active or inactive) and plan type
• We never receive or store your payment method, card number, or billing address. All payments are processed by Apple.

How Your Data Is Stored

Your financial data never leaves your device. All income, expense, and savings data is stored locally on your device, encrypted with AES-256 encryption. Your encryption key is stored in the iOS Keychain. We cannot access, read, or recover your financial data.

Account credentials are managed by Firebase Authentication (Google LLC). Your password is securely hashed by Firebase; we never have access to your plaintext password.

Subscription data is managed by RevenueCat, Inc. and Apple. We receive only your subscription status — never your payment details.

Third-Party Services

We use the following third-party services:

• Firebase Authentication (Google LLC) — manages account creation, sign-in, and password security. Firebase Privacy Policy
• RevenueCat, Inc. — manages subscription entitlements. Receives your anonymous user ID and subscription status. RevenueCat Privacy Policy
• Apple — processes payments for subscriptions and provides Sign in with Apple. Apple Privacy Policy

What We Do Not Collect

• No analytics or usage tracking
• No advertising identifiers or ad SDKs
• No crash reporting that captures personal data
• No location data
• No contacts, photos, health data, or browsing history
• Your financial data is never transmitted off your device

Data Retention

• Account data (email, sign-in method) persists in Firebase until you delete your account.
• Financial data persists on your device until you delete your account or uninstall the app.
• Subscription records are retained by Apple and RevenueCat per their respective policies.

Your Rights — Data Deletion

You can delete your account at any time from Settings within the app. Deleting your account permanently removes:

• Your Firebase account and credentials
• All locally stored financial data
• Your encryption key from the iOS Keychain

If you have an active subscription, you will need to cancel it separately in your Apple App Store account settings. Deleting your Clarity account does not automatically cancel your subscription.

You may also request account deletion by emailing us at claritykymsupport@gmail.com.

Children's Privacy

Clarity is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page indicates the most recent revision. Continued use of the app after changes constitutes acceptance of the updated policy.